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Managing your finances

Books, articles and useful links to help you plan and manage your retirement finances.

What's on this page?

  • eBooks
  • Online articles
  • Useful links
  • Books and articles from the library

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Featured eBook

The good retirement guide
Frances Kay | Allan Esler Smith (28th ed. Kogan Page, 2014)

Provides information, suggestions and advice on a broad range of subjects to help you enjoy your retirement to the full. Chapters include health, property, investment, leisure, paid work, voluntary work, pensions and tax.

You will need to be logged-in to the website to read this eBook.

Featured article

A benefit or a curse?

Discusses the new pension freedoms to be implemented in Britain in April 2015, and the importance of careful financial planning in terms of withdrawing cash from retirement savings, buying annuities and managing drawdown.

You will need to be logged in to the website to gain full access to the range of articles available online.

eBooks

The Library provides full text access to a selection of key business and reference eBooks from leading publishers. eBooks are available to logged-in ICAEW members, ACA students and other entitled users. If you are unable to access an eBook, please see our Help and support advice or contact library@icaew.com.

Financial Times guide to saving and investing for retirement: the definitive handbook to securing your financial future.

This title provides everything you need to know about how to save and invest so that you can successfully plan for your retirement. It contains information on taxes, ISAs, pensions, investing across different assets and buying property

Good retirement guide: everything you need to know about health, property, investment, leisure, work, pensions and tax

Practical advice on personal retirement planning.

How the stock market really works: the guerrilla investor's secret handbook

A guide to investing for non-specialists.

Buying a second home: income, getaway, or retirement

Guide showing how to make the purchase of a second home a success.

Terms of use: You are permitted to access, download, copy, or print out content from eBooks for your own research or study only, subject to the terms of use set by our suppliers and any restrictions imposed by individual publishers. Please see individual supplier pages for full terms of use.

Online articles

The library provides access to a range of articles in full text from leading business, finance and management journals. Access to articles is provided to logged-in ICAEW members, ACA students and other entitled users subject to suppliers' terms of use.

The value of cashflow planning

Discusses the importance of long-term cashflow planning at retirement and also on a regular basis during retirement.

A benefit or a curse?

Discusses the new pension freedoms to be implemented in April 2015 in Great Britain and the need for careful retirement planning.

Measuring how much we need for retirement

The article focuses on a study conducted by research actuary Megan Butler about retirement adequacy goals for South African households. Topics discussed include factors influencing how adequate retirement savings are, such as tax rule changes and consumption, and an eight-step model that Butler used to estimate retirement adequacy target.

The retirement conundrum convention

A recent white paper by Lonsec and Milliman explores the conundrum facing retirees trying to balance security of income against the need for investment growth to fund greater longevity. With a variety of new solutions coming onto the market, this could be the time to rethink conventional wisdom, according to James Holt.

Female pension savers at all-time low

The number of women preparing adequately for retirement through a pension is at an all-time low and remains well behind the preparation levels of their male counterparts, according to research by Scottish Widows

Useful links

Plan your retirement income
Guidance from Gov.uk on pension planning and options.

Pensions Advisory Service
Useful information on company, personal and stakeholder schemes as well as state pension options.

Pension Wise
A UK government service providing free and impartial advice on defined contribution pension options.

HMRC: Pensioners
Information from HMRC including tax and National Insurance after State Pension age, taxation of pension income and passing on your money and property.

Inheritance tax
Guidance from HMRC covering basic background information, trusts and specific guidance for solicitors and tax advisers.

Money Advice Service: Retirement
Retirement planning guidance from the Money Advice Service, a free, independent service set up by the UK government. Topics include pension options and how to maximise income.

Which? Money: Retirement
Advice from Which? on financial planning, understanding pensions and other income options.

CABA: Money
The Chartered Accountants Benevolent Association, which supports ICAEW Chartered Accountants and their families through difficult and challenging times, provides practical resources and tips to help you if you face financial challenges, require debt advice or need assistance with benefits. CABA provides assistance to ICAEW members and students as well as the families of current, former or deceased ICAEW members.

Online tools

Articles and books in the Library collection

Selected books available from the ICAEW library

Planning for retirement
Clift, J. (Wolters Kluwer, 2016)
Part of the CCH Tax Digest series, this publication includes sections on investment considerations and passing on the family business. Also contains planning points and examples.

Pensions simplified
Granger, Tony (Management Books 2000, 2013)
Includes chapters on the changing pensions landscape, pensions as part of retirement planning, different types of pension fund, pensions simplification, the new rules and overview, pensions for the self-employed, occupational pension schemes, stakeholder pensions, state pension scheme, partnership and LLP pension schemes, starting a pension fund- what to do next, and who can help you with pensions questions.

Which? Pensions explained
Lowe, Jonquil (Which Publishing, 2013)
Includes chapters on why pensions are important, the state pension, pension gap, auto-enrolment, work-based pension schemes, personal pensions, investing your pension savings, where does your money go?, leaving a scheme eearly, pensions and your family, is your pension safe?, other ways to finance retirement and getting advice.

Articles and books in the Library collection

You can obtain copies of articles or extracts of books and reports by post, fax or email through our document supply service.
To find out how you can borrow books from the Library please see our guide to book loans.

Can't find what you are looking for?

If you're having trouble finding the information you need, ask the Library & Information Service. Contact us by telephone on +44 (0)20 7920 8620, by web chat or by email at library@icaew.com.

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