Your potential business finance solutions...

Angel finance

Business angels are individuals who make equity investments in businesses with growth potential, businesses in the early stages of development, or in established businesses looking for expansion capital.

Angels back high-risk opportunities, with the potential for high returns.
Some invest on their own, others through an angel syndicate or club.
At the seed stage, lower amounts of funding may be available.
Businesses in the growth stage may be able to attract higher amounts from angel syndicates.

Equity option

Seed finance

The initial capital to start a business often comes from the founders’ personal assets or borrowings, but there are new entrants and approaches.

Financing the critical period of development to prove a new product or service works, before trying to sell it to customers.
The amount of money is usually relatively small, because the business is still in its nascent stages.
Most investment vehicles are not available at seed stage, so often finance comes from family, friends and business connections.
There are increasing numbers of organisations that offer seed finance.

Equity option

Start-up loan

A government-backed personal loan of up to £25,000 available to individuals looking to start or grow a business in the UK.

All partners in a business can individually apply for up to £25,000, with a maximum of £100,000 per business.
The loan is unsecured - there’s no need to put forward personal assets or guarantors to support an application.
Successful applicants also receive 12-months of free mentoring.
Available to businesses that have been trading for less than 24 months.

Debt option