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Choosing the right consolidation path for your defined benefit pension scheme

Author: TPT Retirement Solutions

Published: 18 May 2026

Sponsored by TPT Retirement Solutions
Define benefit pension schemes rarely sit at the top of your priority list - until they do. Funding volatility, governance burden and balance sheet impact can quickly move pensions from background noise to boardroom concern. At the same time, the range of “endgame” options has expanded, making it harder to know what the right long-term plan looks like.

TPT’s guide aims to cut through that complexity. It provides a clear, accessible overview of the routes available today - from consolidation arrangements, to running on within a stronger governance framework, and emerging options such as superfunds.

Written for decision-makers without a specialist pensions background, the guide focuses on what matters most: how different approaches affect risk, cost, governance and long-term security. It helps decision-makers understand not just the options, but how to assess which path aligns with their organisation’s wider strategy.

If your scheme’s future hasn’t been revisited recently, now is the time to sense-check your direction.

Download our guide to understand your options and take control of your defined benefit scheme’s next step:

For professional use only. Not for individual/member use. This document is for information purposes only and does not constitute financial or legal advice. Trustees and sponsors should seek independent advice tailored to their circumstances.