Features and articles
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Quantum risk mitigation roadmap
- 10 Aug 2025
The quantum threat is not a distant concern, it is a present strategic imperative that requires systematic preparation.
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Resilience of banking technology: the bad, the good and the future
- 28 May 2025
Barclays’ customers recently suffered the inconvenience that comes with digital banking, when the technology fails. And for which the bank will pay out £12.5m in compensation.
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Crypto custody shake-up: How SEC & FASB are rewriting the rulebook for US banks
- 04 Mar 2025
The Securities and Exchange Commission (SEC) has recently updated its guidance on the accounting treatment of crypto-assets held by entities for their platform users. This update involves the rescission of Staff Accounting Bulletin (SAB) No. 121 and the introduction of SAB No. 122.
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Top 10 AI adoption questions for businesses and ICAEW members
- 29 Aug 2024
Artificial Intelligence’s (AI) potential to transform how businesses operate has led to a growing number of organisations to consider the impact that AI can, and will, have upon them.
Outages and the future of systemic risk
- 19 Aug 2024
The Microsoft Azure outage showed the far-reaching consequences of a single point of failure in cloud infrastructure. For the financial services sector, it highlights the need for a comprehensive approach to managing systemic risk.
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Maintaining stability in the era of stablecoins
- 16 Jan 2024
Stablecoins emerge as a prospective form of future money, offering a plausible alternative to traditional fiat paper money and commercial bank deposits.
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How concerned should we be about a digital pound?
- 12 Dec 2023
The Treasury and Bank of England’s consultation on introducing a digital pound received 50,000 responses.
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Data sharing as a policy intervention
- 21 Nov 2023
The recent and spectacular advances made in generative artificial intelligence have been possible because of shared data.
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Using tokenisation within exchange, clearing and settlement
- 20 Oct 2023
Enhanced trust, efficiency and security in financial markets make blockchain a promising innovation for the future of trading and asset management.
ICAEW responds to proposals for digital pound
- 04 Sep 2023
Following Bank of England and HM Treasury’s consultation on proposals for a retail central bank digital currency, or digital pound, Reuben Wales, ICAEW’s Head of Financial Services, outlines ICAEW’s key recommendations.
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UK proposals on retail central bank digital currency (CBDC)
- 14 Aug 2023
Following Bank of England and HM Treasury’s consultation on proposals for a digital pound, Reuben Wales, ICAEW’s Head of Financial Services, outlines our key recommendations as proposals are taken forward.
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Cryptoassets and making the case for regulation
- 20 Jun 2023
Regulating new forms of technology is never easy. If they are being developed within financial services, the ask is even greater.
Representations
ICAEW REP 058/25 CP2514 Stablecoin issuance and cryptoasset custody
- 25 Jul 2025
- PDF (335kb)
A representation dated 25 July 2025 to a consultation published by the Financial Conduct Authority in May 2025.
ICAEW REP 043/25 DP251 Regulating cryptoasset activities
- 13 Jun 2025
- PDF (310kb)
A representation dated 13 June 2025 to a consultation published by the Financial Conduct Authority (FCA) in May 2025.
ICAEW REP 090/24 Financial Services - Growth and competitiveness strategy
- 13 Dec 2024
- PDF (442kb)
A representation dated 12 December 2024 to a consultation published by HM Treasury on 14 November 2024.
ICAEW REP 016/24 Regulatory regime for systemic payment systems using stablecoins and related service providers
- 07 Feb 2024
- PDF (211kb)
A representation dated 6 February 2024 to a consultation published by the Bank of England on 6 November 2023.
ICAEW REP 015/24 DP 234 Regulating Cryptoassets - phase 1 Stablecoins
- 07 Feb 2024
- PDF (394kb)
A representation dated 5 February 2024 to a consultation published by the Financial Conduct Authority on 6 November 2023.
ICAEW REP 063/23 The digital pound: A new form of money for households and businesses
- 27 Jun 2023
- PDF (369kb)
A representation dated 26 June 2023 to a consultation published jointly by the Bank of England and HM Treasury on 7 February 2023.
ICAEW REP 037/23 HMT consultation and call for evidence Future Financial Services Regulatory Regime
- 28 Apr 2023
- PDF (249kb)
A representation dated 28 April 2023 to a consultation published by HM Treasury on 1 February 2023.
ebooks
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Digital finance: big data, start-ups, and the future of financial services
- 25 Sep 2019
This book takes a thoughtful look at how the digital finance industry is evolving. It explains how to integrate digital finance concepts into existing traditional finance platforms and explores what successful companies are doing to maximize their opportunities in this context.
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Artificial Intelligence for Audit, Forensic Accounting, and Valuation : A Strategic Perspective
- 25 Aug 2020
An artificial intelligence revolution is sweeping through the world. Auditors and forensic accountants in firms of all sizes and types are trying to understand what it means for them. Many want to explore how to build plans for total intelligent automation to move their companies forward into the new AI economy.
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Easy money: cryptocurrency, casino capitalism and the golden age of fraud
- 18 Jul 2023
An investigative adventure into crypto and its remarkable crash.
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Legal aspects of cryptocurrency in the UK
- 22 Feb 2024
Aims to provide a comprehensive understanding of the legal framework surrounding cryptocurrency and distributed ledger technology within the UK.
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Taxation of derivatives and cryptoassets
- 10 Jun 2024
Addresses the key accounting and tax issues of derivatives and cryptoassets in domestic and cross-border transactions. Specific references are made to UK, German and Swiss tax law.
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Financial metaverse: tokens, derivatives and other synthetic assets, The
- 11 Jun 2024
Explains how financial derivatives really work and details the emerging digital innovations in this area.