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Financial services - risk and regulation

In depth and up to date insight on new and emerging risks and regulatory change in financial services.

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Features and articles

Exclusive From deficit to discretion who really controls UK DB pension surpluses?
  • Article
  • 12 Feb 2026
For most of the last twenty years the UK defined benefit pensions system has been spoken about in terms of fixing problems. Deficits, falling gilt yields, increasing life expectancy and worries about whether sponsors would still be around to support schemes in the long run. Trustees and regulators spent years asking the same question in different ways which was essentially how much more money needs to go in.
Exclusive Risk Mitigation Accounting (RMA): a new way of hedge accounting for big banks -What is it? And why does it matter?
  • Article
  • 10 Feb 2026
The IASB is proposing a new way of accounting for hedges, based around a bank’s net balance sheet exposure to interest rate risk . This aims to mirror more closely, the economic/ commercial reality, of how big banks manage such repricing risk in practice.
Exclusive Parametric insurance
  • Article
  • 03 Feb 2026
While the parametric insurance market is expected to grow, it will not suit all risks or insured persons; and should be seen as complementary rather than as a substitute to traditional indemnity insurance.
Exclusive Exploring Financial Resilience and Accounting Challenges across the UK Football Pyramid
  • Article
  • 02 Feb 2026
In 2025 after a number of years of consultation, the Football Governance Act (the Act) was given Royal Assent, marking the establishment of the Independent Football Regulator. The regulator’s primary responsibility is to promote clubs’ financial soundness and protect and promote financial resilience.
Exclusive ICAEW Financial Services Faculty roundtable regulatory report
  • Report
  • 25 Nov 2025
On 22 September 2025, the ICAEW Financial Services Faculty hosted a Roundtable of its members to seek their views on a selection of the topical issues from two papers affecting UK financial services. Specifically, the Roundtable was asked for its views across three themes.
Exclusive International standards: an inherent tendency to be over-prescriptive?
  • Article
  • 31 Oct 2025
The complexity of the financial system leads to complex regulatory standards. The process of developing international standards might, however, have an inherent tendency towards over prescription, leading to unnecessarily lengthy and overly complex requirements. Many people would certainly agree!
Exclusive To ring-fence or not to ring-fence retail banking?
  • Article
  • 30 Oct 2025
There have been loud calls for the UK’s ring-fencing policy to be significantly reformed or dropped to help boost UK lending and growth. There have been equally strong voices defending ring-fencing as necessary to preserve UK financial stability and that it enables lower funding costs for UK borrowers.
Supreme Court motor finance ruling: six key questions for financial services
  • Article
  • 12 Sep 2025
A recent Supreme Court decision has implications for payouts from banks and lenders to consumers with complaints over car finance.
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ebooks

Exclusive CRR III: the EU implementation of Basel IV- the next generation of risk weighted assets
  • 31 Jul 2023
Looks at the revised banking package of CRD VI and CRR III - they contain a large number of new requirements - the implementation of which will pose major challenges for the banking industry. In addition to the adoption of the final Basel IV regulations, other topics such as crypto assets or the consideration of ESG in banking supervisory law are addessed in this volume.
Exclusive Paul Wilmott on quantitative finance
  • 20 Jan 2006
A student guide to quantitative finance.
Exclusive Building a resilient organisation
  • 01 Jan 2014
How to build a prosperous and sustainable business.
Exclusive Business continuity strategies
  • 01 Jan 2006
A practical guide to protecting against unplanned disasters.
Exclusive Corporate reputation, the brand and the bottom line
  • 03 Jul 2005
A guide to reputation management and PR.
Exclusive Financial risk manager handbook
  • 22 May 2009
For candidates studying for the Global Association of Risk Professionals annual FRM exams
Exclusive Intelligent credit scoring: building and implementing better credit risk scorecards
  • 01 Jan 2017
This book presents a business-oriented process for the development and implementation of risk prediction scorecards. Credit scoring is now a very common tool used by banks, Telcos, and others around the world for loan origination, decisioning, credit limit management, collections management, cross selling, and many other decisions.
Exclusive Risk management and financial institutions
  • 01 Mar 2023
Looks at the activities of financial institutions, explains their regulation, and covers market risk, credit risk, operational risk, liquidity risk and model risk.