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Deliver business advice

Have you established yourself as a trusted business adviser to your clients? These handy resources will help you advise them effectively.

This page covers ways of raising finance whatever the size of the business you are advising, growth strategies and support for our BAS firms.

In this section

Access to finance

Adviser Funding Portal from Swoop

Are you seeking funding for your clients? The Adviser Funding Portal, exclusive for PBA Community members, is built to empower you as a business adviser. Swoop have utilised ground-breaking technology to provide simple, speedy and secure access to tailored funding opportunities for your clients. Register for a free account now.

What is E-money?

Clients opening new accounts may be unaware they are actually being offered an e-money account with business banking facilities, rather than a conventional business banking account.

The Coronavirus Business Interruption Loan Scheme

Updated 21 December 2020: the Coronavirus Business Interruption Loan Scheme (CBILS) provides support for businesses to access funding if certain eligibility criteria are met. From September, new guidance regarding the ‘undertaking in difficulty’ test could mean that more companies will be eligible. The deadline for new applications is 31 March 2021.

How to finance your business

Whether your client is just starting out in their business venture, looking to reboot their existing business or planning to diversify, it’s likely they will need to raise funds. This short guide will help you introduce them to some of the options available.


BEIS Brexit videos now available

As part of government support for the end of the UK transition period that took place on 31 December 2020, the department for Business, Energy & Industrial Strategy have prepared a set of ‘video explainers’ aimed at SMEs, grouped by topic and sector.

VAT changes on Brexit

Brexit happened legally on 31 January 2020, but the physical effects will be felt from 11pm on 31 December 2020. This is when the transition period ends for the UK leaving the EU, and rules relating to goods and services that cross the EU border will change.

UK transition

Answer a few questions, over at gov.uk, to get a personalised list of actions for you, your family, and your business. Then sign up to get email alerts when things change.

Brexit to-do list: how to prepare for post-Brexit business with the EU

Irrespective of the agreement reached with the EU, businesses in the UK need to take action to prepare for the end of the transition period on 31 December 2020. As a trusted business adviser, there are some key steps you can encourage your clients to take to prepare for the changes ahead and to potentially identify new trading opportunities.

Brexit – impact on ICAEW members

ICAEW's Brexit hub highlights a range of resources to help you prepare for the end of the transition period on 31 December 2020. ICAEW is working to ensure that business and the profession is able to work as seamlessly as possible in the public interest across Europe and beyond.

Resources from the Institute of Export and International Trade

Our new collaboration with the Institute of Export and International Trade (IOE&IT) ensures ICAEW members have access to the latest support and guidance. If you are interested in accessing further resources from the IOE&IT, we have negotiated an exclusive 10% discount of the IOE&IT membership fee by using the promo code ICAEW21. Visit the IOE&IT's website for details on how to become a member at this discounted rate.

Supply chain resilience after Covid and Brexit

This 45-minute session with the Institute of Export and International Trade and Bibby Financial Services will update traders on the state of global trade as economies exit Covid-19 lockdowns and the UK adapts to new trade rules with the EU.

IOE Incoterm lunchtime webinar

Watch the IOE&IT's lunchtime learning webinar on Incoterms. It covers Incoterms® and the history, what Incoterms® do and do not cover, the 10 articles under Incoterm, insurance, the “Terms”, delivery.

ICC Incoterms®2020 – what you need to know

In this one-hour webinar, the Institute of Export and International Trade - an ICC-licensed training provider for the new rules - discuss how Incoterms work, what the major changes in the 2020 version are and what exporters need to know to use them effectively.

INCOTERMS® 2020: Is Your Organisation Ready?

From 1 January 2020, the revised set of eleven Incoterms apply and businesses trading cross borders are able to incorporate them into their sales contracts. Here we look at what they are, why they matter, how they have changed, and explain how they if applied correctly, can expedite your cross-border shipments and enhance supply chain agility.

Customs 101: Customs Freight Simplified Procedures

In this event we seek to set out the main elements of Customs Freight Simplified Procedures (CFSP). It provides a board indication of the authorisation requirements, the CFSP reporting process and the control measure necessary to maintain an approval. In addition, the webinar expresses the importance of CFSP in relation to Brexit and the proposed changes that are likely to come into effect.

Customs declarations for trade with the EU

The Institute of Export and International Trade held a one-hour webinar to introduce you to the processes involved in completing declarations accurately and the information you need to have available to do so.

Export controls in 2021 post-transition

This one hour webinar by the Institute of Export and International Trade reviews changes in trading arrangements for goods subject to export controls and the requirements for businesses to comply with new trade and regulatory requirements.

ICC and IOE&IT discuss Incoterms® 2020 rule changes

At the Institute of Export and International Trade's recent London World Trade Summit, Trade Finance Global (members and media partners) interviewed Chris Southworth (Secretary General - International Chamber of Commerce UK) and Lesley Batchelor OBE (former Director General at the Institute of Export & International Trade), discussing rule changes to Incoterms 2020.

Business recovery

Help your clients avoid a COVID 19 cash flow disaster

So your client has deferred their VAT payments until March 2021, their self-assessment payment on account until January 2021, taken out a Bounce Back Loan to tide them over and meanwhile the staff are on furlough until the scheme ends. Are they heading for a cash flow disaster come the end of the year?

Which button to press: liquidation or turnaround?

The overarching goal of every business adviser is to achieve a full recovery for their client’s business and secure for them a sustainable and profitable future. While navigating the tricky precipice that is ongoing solvency, how does the adviser know whether to ‘press the button’ on liquidation or turnaround and what measures can be taken before arriving at the correct decision?

Seven considerations for clients making redundancies

Businesses will no doubt welcome the Chancellor’s recent extension to the furlough scheme and £1000 jobs bonus. However, given that we are looking at difficult economic times for a considerable period to come, many employers will be forced to make staff cutbacks. Here are some of the things clients should consider when thinking about making redundancies.

HMRC to publish furlough claim details

If you are claiming furlough grant monies on behalf of your clients from 1 December 2020 you may wish to make your clients aware that HMRC is required to publish the names of employers and an indicative value of claims in the public domain irrespective of any data protection agreements you may have in place with them.

Business Growth Fund

The Business Growth Fund was established in 2011 to provide investment for Britain’s growing SMEs.

Growth Business

Practical tips and articles for established businesses undergoing rapid expansion.

Business management

Books, articles and online resources to help you start a company, secure finance, measure business performance or manage your supply chain.


Advise your clients carefully on IR35

Navigating the new off-payroll working regulations that apply to private sector clients from 6 April 2021 can be tricky, especially if the ultimate engager is a medium or large company. Peter Rayney provides us with a definitive guide.

Starting a new business

Choosing the right business structure

When setting up a new business, choosing the most suitable company structure is an important undertaking. Each different format has implications for tax, ownership and responsibility. This brief guide will help you work with your clients to decide which route is best for them.

Apply for a start-up loan for your business

A government funded scheme to provide loans and mentors for entrepreneurs. As well as start-up finance, the scheme offers free support and guidance to help prepare a business plan and up to 12 months of free mentoring for successful applicants.