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Personal Financial Planning community industry press

The ICAEW Library & Information Service provides a hand-picked collection of industry press articles on personal financial planning as a benefit of ICAEW membership.

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Displaying 1-30 of 101 results
Exclusive How the FIRE movement keeps burning in a tough economy
  • Article
  • 29 Aug 2023
  • Nathan Place
Even in a challenging economy, millions of Americans still strive for FIRE - 'financial independence, retire early'. But to keep their dream alive, they've had to change it. Instead of the early retirement part of FIRE, many are focusing on more flexible work arrangements that allow time for home life and hobbies.
Exclusive UK home sellers cut asking prices for first time this year
  • Article
  • 17 Jul 2023
  • Jill Namatsi
UK property sellers cut their asking prices for the first time this year, an indication that a sharp jump in borrowing costs is cutting into what buyers can afford. The figures confirm a trend toward lower prices reported by mortgage lenders, suggesting that home sellers are beginning to lower their expectations for how much they can get.
Exclusive UK master trusts looking to add collective DC
  • Article
  • 08 May 2023
  • Paulina Pielichata
Some UK defined contribution multiemployer pension plans could soon be able to help workers secure lifetime income, as the UK government mulls introducing collective defined contribution (CDC) options for master trusts.
Exclusive Shift to cheaper homes holds answer to diverging UK house prices
  • Article
  • 20 Apr 2023
  • Lucy White
Britain's two main mortgage lenders, Halifax and Nationwide, have been calling house prices in opposing directions since the start of 2023, leaving economists to wonder whether the real estate market is going up or down. Spokespeople for both lenders have pointed out there are various differences in their methodologies which may influence the results. The answer to the riddle appears to be that buyers are shifting their purchases toward cheaper properties.
Exclusive UK banks to curb mortgage supply as loan defaults rise
  • Article
  • 13 Apr 2023
  • Tom Rees
British banks expect to curtail the availability of mortgages in the coming months after signs emerged of business and household loan defaults picking up. Default rates on mortgages, unsecured credit to households and loans to small and medium-sized businesses all rose in the first quarter of 2023 and are expected to increase further.
Exclusive UK house prices fall for second month as loan costs bite
  • Article
  • 22 Mar 2023
  • Philip Aldrick
UK house prices fell at the fastest pace in 12 years in January 2023 (barring the pandemic), as higher mortgage costs piled further pressure on the housing market, official Land Registry figures showed. Meanwhile private renters are being hit hard by average rents rising at the fastest pace since records began in 2016.
Exclusive Britain's property surveyors see improvement in housing market
  • Article
  • 08 Mar 2023
  • Tom Rees
UK property surveyors saw flickers of life return to the housing market in February 2023, as both buyers and sellers returned to lift sales. The Royal Institution of Chartered Surveyors said that house prices suffered another decline, but its more forward-looking survey also pointed to signs of improvement despite higher mortgage costs.
Exclusive Credit binge sees UK shoppers use debt to buy TVs and milk
  • Article
  • 20 Jan 2023
  • Tom Rees, Lucy White
The highest increase in consumer credit card activity in over 18 years appears to have helped the UK's retail sector, as Britons borrow to buy products ranging from high-ticket electronic items to basics such as milk.
Exclusive Give the UK credit for one of the best pensions in the world
  • Article
  • 19 Jan 2023
  • Merryn Somerset Webb
The UK has one of the best pension systems in the world, says Bloomberg Opinion columnist Merryn Somerset Webb. She takes a look at the support on offer for pensioners and the success of auto-enrolment, which few other countries have attempted.
Exclusive Market shocks prompt allocation overhauls: Corporate pension plan portfolios in UK and US distorted by upheaval
  • Article
  • 03 Oct 2022
  • Sophie Baker
Corporate pension fund portfolios in the UK and US that have been distorted by recent market events are set for an asset allocation overhaul. For UK pension funds in particular, surging gilt yields - followed by plummeting gilt prices - left pension funds scrambling for cash to post as collateral for derivatives positions used to hedge against moves in interest rates.
Exclusive UK funds lead way with first climate reports: Investors say mandate highlights need for consistent metrics, wider reporting
  • Article
  • 01 Aug 2022
  • Hazel Bradford
The UK's largest pension funds have produced their first mandated reports on climate risks. Officials hope the new reports will capture the climate-risk profiles of more than 70% of retirement assets. Questions remain about how much the reports can accomplish until there are consistent metrics and more widespread reporting in the financial sector, trustees and consultants say.
Exclusive UK pushes trustees to focus on 'S' in ESG
  • Article
  • 01 Aug 2022
  • Hazel Bradford
The UK government wants to ensure that pension fund trustees are giving enough attention to social factors that could have financial implications, and is setting up a task force to help. The Department for Work and Pensions (DWP) says that it is up to trustees to determine how to consider financially material social risks and opportunities.
Exclusive When you're too old for an internship
  • Article
  • 27 Jun 2022
  • Arianne Cohen
Why more retirees in the US are opting for 'returnships', temporary or flexible gigs that keep them engaged. Companies benefit too, by gaining experienced workers who can be hired as and when needed.
Exclusive UK pools gaining critical mass
  • Article
  • 23 May 2022
  • Hazel Bradford
Assets are growing for local government pension scheme (LGPS) funds, seven years after the pools were created to streamline the investment process. Collectively, the 88 LGPS pension funds in England and Wales represent one of the UK's largest defined benefit segments.
Exclusive UK climate risk rules for trustees still evolving: Rigorous retirement plan reporting presents challenges and benefits
  • Article
  • 24 Jan 2022
  • Hazel Bradford
UK pension plan trustees are adjusting to new climate-related reporting rules, with more changes from regulators expected to come.
Exclusive Royal Mail ready to launch first UK collective DC plan
  • Article
  • 23 Aug 2021
  • Paulina Pielichata
Royal Mail is expected to launch its long-awaited collective defined contribution pensions plan in 2022, which will be the UK's first such plan.
Exclusive UK agency releases proposal about collective defined contribution plans
  • Article
  • 06 Jul 2021
  • Paulina Pielichata
The Department for Work and Pensions is consulting on its draft collective defined contribution plan regulation, which aims to give employers more predictable running costs of plans.
Exclusive Exit planning for small business
  • Article
  • 01 Jun 2021
  • Jon Augelli
Article on the exit planning process for small businesses owners. Areas discussed include assembling an advisory team, determining financial goals, exit strategies, succession planning and personal considerations for owners and their families.
Exclusive Buyers eye UK retail assets as high street reopens
  • Article
  • 03 May 2021
  • Tom Brown
As the UK reopens high street retail, investors are said to be investigating retail real estate opportunities. But the market is likely to be slow to recover.
Exclusive UK pension fund Nest to invest $347m in renewable power
  • Article
  • 12 Mar 2021
  • William Mathis
Nest Corp., the UK's biggest pension fund by members, will invest £250m ($347 million) in renewable energy through a partnership with investment manager Octopus Renewables.
Exclusive The white-hot music IP market
  • Article
  • 24 Feb 2021
  • Peter Csathy
Why musicians are selling their songs and recordings to activist intellectual property aggregators and other music companies.
Exclusive Several trends of note in valuation cases in the United Kingdom
  • Article
  • 01 Dec 2020
  • Robert E.Kleeman Jr
A number of recent court cases in the UK are important to valuation. Luke Morris and Andrew Strickland provided an update on these during a October 2020 ICAEW webinar, Valuation in divorce.
Exclusive Target-date funds are too risky for savers
  • Article
  • 06 Nov 2020
  • Jared Dillian
The author gives a criticism of target-date funds, believing that they are too aggressive with their equity allocations which can lead to panic in bear markets.
Exclusive Drawing down in a pandemic
  • Article
  • 01 Aug 2020
  • Janet Kidd Stewart
Article on the financial impact of Covid-19 on retirees in the US and how the pandemic is challenging old assumptions about withdrawal strategies.
Exclusive Five tips for recovering from Covid-19 panic selling.
  • Article
  • 08 Jun 2020
  • Barry Ritholtz
Article gives tips on how to recover your investment portfolio if you dumped stocks during the coronavirus epidemic
Exclusive COVID-19 sparks wave of UK contribution holidays
  • Article
  • 01 Jun 2020
  • Sophie Baker
As the impact of the pandemic intensifies, between 10-15% of UK defined benefit fund trustees have received or expect to receive a contribution deferral request.
Exclusive Panic and portfolios don't mix
  • Article
  • 01 Mar 2020
  • Brenda Bouw
The article explores how constant worrying about the markets affect the performance of an investment portfolio.
Exclusive EU wants fines to enforce post-Brexit deal with UK
  • Article
  • 20 Jan 2020
  • Jonathan Stearns
According to new documents, the European Commission has proposed that future disputes between the EU and UK be resolved through an arbitration panel with the authority to impose a "lump sum" or "penalty payment" on an infringing party.
Exclusive NT lands UK pension fund mandate
  • Article
  • 09 Dec 2019
  • Perle Battistella
Northern Trust will provide asset servicing solutions and valuation reporting for the House of Fraser Beatties & Jenners Pension Scheme, which provides retirement income for 10,000 scheme members across the UK.
Exclusive PLSA has tips for trustees of UK retirement funds
  • Article
  • 09 Dec 2019
  • Paulina Pielichata
The UK Pensions and Lifetime Savings Association published top tips on how to best use cost-disclosure templates aimed at helping trustees of retirement funds compare money managers' offerings and watch their costs.
Displaying 1-30 of 101 results

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