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The Collaboration Dividend: Delivering better value by working together

Personal Financial Planning Conference 2021

9 November 2021

This year’s event focuses on how accountants and regulated financial advisers can work more closely together to deliver better client outcomes and build a more profitable and sustainable business.

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The programme will revolve around our case study example family, retiring SME owners Peter & Patricia Pickle, and how collaborative personal financial planning advice represents the essential ingredient that enables the Pickle family to achieve their aspirations and goals.

Wealth transfer

Multi-generational wealth planning: the £3 trillion wealth transfer


Case study

Meet the Pickles: case study example of the collaboration dividend


DPB licence

Unlocking value from the ICAEW DPB licence


Pensions technical

Managing the Lifetime Allowance



Keynote: Demystifying ESG investing


Portfolio construction

Insights from the professionals


Inheritance tax

Demystifying FCA regulated inheritance tax planning solutions


Retiring to the EU

It’s got complicated

The programme

Chair's introduction
John Gaskell, Head of Personal Financial Planning, ICAEW
How collaborating with professional connections can unlock the Great Wealth Transfer
How well a client manages their taxes and investments over time can make all the difference to the strength of their financial position. But too often opportunities are missed. One of the reasons for this is that financial advisers and accountants don’t always work closely enough with one another. Our keynote address will be delivered by George Rooke from Octopus Investments. George will cover top tips on how to grow your professional connections and take advantage of the ‘Great Wealth Transfer’ opportunity as it cascades through family generations.
5 minutes to transfer between sessions
The Collaboration Dividend
Case study example: meet the Pickle family. How accountants and financial advisers can work collaboratively to build a better business. With Richard Bertin, Founder and CEO at Tether, Eric Clapton, Managing Director at Clapton Consultants and Sarah Thwaites, Director, Thwaites Associates.
Refreshment break
Pensions: Managing the Lifetime Allowance
Case study: Strategies and planning opportunities. Luke Brooks, Head of Financial Planning at Smith & Williamson and Mark Devlin, Senior Technical Manager at Prudential.
5 minutes to transfer between sessions
WORKSHOP A: Professional collaboration: ICAEW Code of Ethics and Designated Professional Body Licence
How you can use your licence to build a better business. Dean Neave, ICAEW Professional Standards.
WORKSHOP B: How to build a successful investment portfolio and protect your future
This workshop is an opportunity for ICAEW members to look under the bonnet at the critical elements for successful long-term investing. Netwealth will take you through the key principles of portfolio construction and management, including asset allocation, portfolio risk levels and governance, and how combining with factors you can control, such as choosing the right tax wrappers and reducing all-in management costs, builds a more robust long-term financial plan. Iain Barnes, Head of Portfolio Management, and Louisa Gaynor, Client Adviser, Netwealth.
Keynote: Demystifying the ESG investment management process
In this session, investment professionals from Ruffer will clarify what is really meant by ESG, and explain the selection processes they use to ensure that the underlying investments meet the required criteria. They will discuss: What is ESG?; When to think about ESG; Examples of ESG in action and How to invest.
Panel discussion - ESG investing
What it means for you. Olivia Bucher and James Robinson, Mazars Financial Planning and India White-Spunner and Ajay Johal, Ruffer LLP.
Refreshment break
WORKSHOP C: Retiring to an EU member state
Jason Porter, Business Development Director, Blevins Franks.
WORKSHOP D: Saving tax while staying secure – Inheritance Tax planning and cashflow forecasting
Inheritance Tax is arguably one of the most emotive taxes that could be paid. While many want to save Inheritance Tax, it can be difficult to understand how much you can afford to give away and the structures that could be used to save the tax. Mazars will deliver a concise session on options available to plan for Inheritance Tax while maintaining financial security, demonstrating how they go about understanding the affordability of these plans. With James Robinson and Olivia Bucher from Mazars Financial Planning.
Event close

Our partners

ICAEW’s Carefully selected content partners, and members of the ICAEW Personal Financial Planning Advisory Board, will deliver an insightful range of live and recorded sessions to provide technical information and insights to help you develop your Personal Financial Planning business and meet your own financial planning needs.

Blevins Franks Logo of Mazars Logo of Prudential Logo of Netwealth Wealth Management Logo of Smith & Williamson an ICAEW commercial partner Logo of Octopus Investments
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Feedback from the Virtual Personal Financial Planning Conference delegates 2020.

The quality of speakers was first rate and the scope and depth of the really useful content covered made this an unmissable event.

Previous attendee Virtual Personal Financial Planning Conference 2020

Excellent - I only had to be there for what I wanted to hear.

Previous attendee Virtual Personal Financial Planning Conference 2020

Highly recommended. Delivery was great with no technical issues hampering delivery.

Previous attendee Virtual Personal Financial Planning Conference 2020

Every single presentation on day one was packed with useful and thought provoking information for anyone thinking about their own financial planning. Brilliant!

Previous attendee Virtual Personal Financial Planning Conference 2020

This was an excellent event, engaging, informative and well presented. I would not have been able to attend a live event in London and much appreciate the opportunity of being able to take part.

Previous attendee Virtual Personal Financial Planning Conference 2020

It was really interesting and to the point and the majority of the presentations met my personal finance concerns.

Previous attendee Virtual Personal Financial Planning Conference 2020

Our speakers

John Gaskell, head of personal finance planning at ICAEW
John Gaskell Head of Personal Financial Planning, ICAEW

John oversees ICAEW’s PFP Community and ICAEW’s Personal Financial Planning Advisory Group. His role involves liaising with the FCA and other regulators, working across different areas of ICAEW and with external stakeholders. He began his career as a private client stockbroker and investment manager before working as an independent financial adviser.

Iain Barnes is a speaker at ICAEW's Personal Finance Planning Conference 2020
Iain Barnes Head of Portfolio Management, Netwealth

Iain joined Netwealth in January 2016 from UBS Asset Management to launch the Netwealth investment portfolios in May of that year. He leads the Netwealth investment process and holds ultimate responsibility for portfolio performance.

Richard Bertin is Founder and CEO of Tether and a speaker at ICAEW's Personal Financial Planning Conference 2020
Richard Bertin Founder and CEO, Tether

A member of ICAEW’s Personal Financial Planning Advisory Group, Richard established a successful fee-based wealth planning business, selling a stake in 2016 to Stonehage Fleming. He further built the group’s private client financial planning arm before leaving in 2019 to establish Tether, which is launching personal financial planning software for accountants.

Luke Brookes, Director, Smith & Williamson Financial Services, is a speaker at ICAEW's Personal Finance Planning Conference 2020
Luke Brooks Head of Financial Planning, Tilney Smith & Williamson Financial Services

Luke joined Smith & Williamson in 2005 after attaining the AFPC qualification with Kingston Smith Chartered Accountants. As Head of Financial planning he advises private clients on their financial planning needs, specialising in pension funding and retirement planning.

Olivia Bucher is Swiss-British Financial Planner at Mazars and a speaker at ICAEW's Personal Financial Planning Conference 2020
Olivia Bucher Financial Planner, Mazars Financial Planning

Olivia joined Mazars’ Financial Planning Team in 2019. She holds the Investment Advice Diploma and Chartered MCSI status with the Chartered Institute for Securities and Investments. She looks after private clients and owner-managed businesses in pension and retirement planning, investment planning, protection and tax planning strategies.

Eric Clapton, Director at Clapton Consultants, is a speaker at ICAEW's Personal Financial Planning Conference 2020
Eric Clapton Director, Clapton Consultants

Eric has more than 25 years’ experience as a qualified financial adviser and investment manager, with a particular interest in pension and retirement planning. He was previously a senior partner of a regional firm and latterly as the Managing Director of a successful discretionary investment manager.

Mark Devlin, Senior Technical Manager from Prudential, is a speaker at ICAEW's Personal Financial Planning Conference 2020
Mark Devlin Senior Technical Manager, Prudential UK

Mark is a member of Prudential's Technical team, based in Edinburgh. He has worked in the industry since 1998 and has held a variety of roles in financial planning, including: mortgage packaging, sales support, paraplanner, IFA and business assurance.

Picture of Rachel Holdsworth
Rachel Holdsworth Investment Manager, Ruffer

Joined Ruffer in 2013 after graduating from Oxford University with a first class honours degree in biological sciences. She is a member of the Chartered Institute for Securities & Investment following completion of the CISI Masters in Wealth Management, receiving a distinction in both the Private Client Investment Advice and Management and Portfolio Construction Theory papers.

Dean Neaves, Senior Manager Quality Assurance, ICAEW
Dean Neaves Senior Manager, Quality Assurace, ICAEW

Dean joined ICAEW in 2016. He qualified as a Chartered Accountant with PwC and spent more than 20 years in the audit practice working with clients from small start-up tech businesses to larger listed groups. He also worked on several transactions, including IPO’s, fundraising and acquisitions.

Jason Porter
Jason Porter Business Development Director, Blevins Franks

Jason has an Honours Degree in History and Politics, and is a Chartered Tax Adviser and qualified financial planner. Jason trained at Ernst & Young and while at Coutts he realised not all the solutions to client needs were available in the tax space, and extended his advice base to financial planning.

James Robinson
James Robinson Chartered Financial Planner, Mazars Financial Planning

James is a Chartered Financial Planner and Fellow of the PFS, responsible for leading the Financial Planning team in London. James’s focus is building lasting relationships with clients, helping them to maximise family wealth and meet clients’ objectives. His achievements have been recognised by Citywire Magazine four years in a row, being named one of the ‘Top 35 Next Generation Advisers’ 2017-2020.

Sarah Thwaites
Sarah Thwaites Director, Thwaites Associates

Sarah has a broad ranging knowledge and experience gained from senior executive and non-executive roles in the financial services sector. She is a compelling and authentic ambassador for organisations, with experience in promoting solutions in the UK and abroad.

George Rooke Strategic Partnerships Manager, Octopus Investments

George works with a range of distribution partners; advice networks, national firms and private wealth managers. Before joining Octopus, George advised clients, first at UBS with UHNW and Family Office clients before then working on the set up of a digital wealth manager. George started his career at Man Investment where he spent 8 years in alternative investment sales to private banks and wealth managers across Europe.

Picture of Louisa Gaynor
Louisa Gaynor Associate Client Adviser, Netwealth

Louisa previously worked at BDO in the Private Client Sector, specialising in providing UK tax advice to HNW and UHNW individuals. Louisa is CTA qualified and an Associate Member of the Chartered Institute for Securities and Investments.

India White-Spunner is a Senior Investment Associate at Ruffer and a speaker at ICAEW's Climate Summit 2021
India White-Spunner Senior Investment Associate, Ruffer

India graduated with an MA honours in English from St Andrews University and joined Ruffer in 2017 as part of the graduate trainee programme. She is a member of the Chartered Institute for Securities & Investment following completion of the CISI Masters in Wealth Management.

Be part of the ICAEW Personal Financial Planning Community

For anyone with an interest in personal financial planning - providing professional advice on regulation, investments, pensions, probate, tax and estate planning and practice development. Membership is free and open to everyone, including non-ICAEW members.

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