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Sources of finance for your business

Learn how to secure investment finance, overdrafts and loans with our selection of guides and online resources.

What's on this page?

  • Useful links
  • Articles and books from the Library

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Useful links

ICAEW

The Business Finance Guide - a journey from start-up to growth
A major initiative for businesses and advisers, created by the ICAEW Corporate Finance Faculty and the British Business Bank. The guide outlines multiple sources of equity, debt and alternative finance. It also includes tools and suggestions to help businesses with financial panning. The guide was launched in 2014 and updated in 2016.

Creative Industries - Routes to Finance
A funding guide for creative organisations from ICAEW’s Corporate Finance Faculty, supported by the Creative Industries Federation and 52 organisations in the UK’s creative economy.

Fit for lending
A 2015 series of articles from Economia magazine investigating how businesses get themselves fit for attracting lending.

UK government

British Business Bank
An economic development bank launched in 2013 to create more effective finance markets for smaller businesses in the UK.

Business finance and support finder
List of publicly-backed finance or business support schemes. With hundreds of schemes available, this is a good starting point to find out which ones you are eligible for and which suit your needs.

Start-up loans
A government funded scheme to provide loans and mentors for entrepreneurs. As well as start-up finance the scheme offers coaching to applicants to prepare for the pitch for the loan, help prepare a business plan and mentoring for a period after the loan has been received.

Alternative Business Funding
A matchmaking service for small businesses and alternative finance providers.

Other sources of finance

Better Business Finance
Developed by the British Bankers' Association, the BBF brings into one place a wide range of finance providers across Britain. Businesses can search for suitable providers by location, the industry they operate in, the amount of finance they require and the life stage of their business.

Bytestart
The Finance section of the ByteStart website has a range of articles outlining the different types of funding businesses can call on, such as bank loans, business angels and crowdfunding.

Responsible Finance
The trade association for community development finance institutions (CDFIs). CDFIs provide loans and support to individuals and businesses who find it difficult to access finance from the commercial banks.

Competitiveness of Enterprises and SMEs (COSME) programme
This EU programme is dedicated to improving access to finance for SMEs. It will run from until 2020 with a planned budget of €2.3bn.

Enterprise Europe Network
The Enterprise Europe Network helps small businesses develop into new markets, source or license new technologies and access EU finance and funding.

European Investment Fund
The EIF is involved in a number of initiatives to promote regional business development.

Good Finance
A new website aimed at charities and social enterprises. It provides information and advice on locating socially responsible sources of finance.

Reports, surveys and guides

Standards of lending practice for business customers
Voluntary standards sponsored by the British Bankers Association (BBA) and the UK Cards Association.

Social Investment Guide 
A guide developed by Social Enterprise UK & the Big Lottery Fund in 2014, aimed at voluntary and community organisation or social enterprises (VCSEs) interested in obtaining finance from social investors.

SME Finance Monitor
Quarterly updates on UK SMEs and their access to finance, published by market research consultancy firm BDRC Continental. Each quarter 5,000 businesses are asked about their past borrowing events and future borrowing intentions.

Entrenching innovation: the 4th UK alternative finance industry report
This large scale study examines the growth, trends and dynamics within the UK alternative finance sector, including crowdfunding and P2P lending. Published December 2017.

Atom Content Marketing guides

Articles and books in the Library collection

To find out how you can borrow books from the Library please see our guide to book loans.

You can obtain copies of articles or extracts of books and reports by post, fax or email through our document supply service.

Can't find what you are looking for?

If you're having trouble finding the information you need, ask the Library & Information Service. Contact us by telephone on +44 (0)20 7920 8620, by web chat or by email at library@icaew.com.

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