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Managing your finances in retirement

Books, articles and useful links to help you plan and manage your retirement finances.

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eBooks

The ICAEW Library & Information Service provides full text access to a selection of key business and reference eBooks from leading publishers. eBooks are available to logged-in ICAEW members, ACA students and other entitled users. If you are unable to access an eBook, please see our Help and support advice or contact library@icaew.com.
Exclusive Good retirement guide 2024: everything you need to know about health, property, investment, leisure, work, pensions and tax
  • eBook
  • 2024
  • Jonquil Lowe
  • Kogan Page
Contains information, suggestions and advice on all aspects of retirement and beyond.
Exclusive Rattiner's secrets of financial planning : from running your practice to optimizing your client's experience
  • eBook
  • 2020
  • Jeffrey H. Rattiner
  • Wiley
Financial planning involves everything from determining the client's financial position, cash flow, and investment strategies, to income tax planning, risk management, insurance, and retirement and estate planning. Financial planners and advisors are responsible for recommendations and decisions that help people define and achieve their financial goals.
Exclusive Financial Times guide to investing: the definitive companion to investment and the financial markets
  • eBook
  • 2020
  • Glen Arnold
  • Pearson Education Limited
The book is the definitive introduction to the art of successful stock market investing, debunking the myth that investing is only for the wealthy. Covers the basics of what investors do and why companies need them, through to the practicalities of buying and selling shares and how to make the most from your money.
Exclusive How the stock market works: a beginner's guide to investment
  • eBook
  • 2017
  • Michael Becket
  • Kogan Page
A guide to how the stock markets work and the effects of the market on savings, investment portfolios and pensions.
Exclusive Financial Times guide to saving and investing for retirement: the definitive handbook to securing your financial future.
  • eBook
  • 2016
  • Yoram Lustig
  • FT Publishing International
This title provides everything you need to know about how to save and invest so that you can successfully plan for your retirement. It contains information on taxes, ISAs, pensions, investing across different assets and buying property
Terms of use

You are permitted to access, download, copy, or print out content from eBooks for your own research or study only, subject to the terms of use set by our suppliers and any restrictions imposed by individual publishers. Please see individual supplier pages for full terms of use.

More eBooks

Webinars and podcasts

Exclusive Retirement from the partnership
  • Webinar
  • Oct 2023
  • ICAEW
An ICAEW Personal Financial Planning community webinar on retiring from a partnership, with three speakers covering taxation for partners and self-employed individuals, pensions and investments.
Exclusive Masterclass: Planning your retirement
  • Webinar
  • May 2023
  • ICAEW
Learn how to navigate the world of pension options, annuity rates, investment volatility, increasing interest rates and answer questions like: When can I retire? How much do I need to retire? How should I structure my income and expenditure in retirement?
WealthCare: Generating long-term sustainable income for your retirement
  • Webinar
  • Sep 2020
  • ICAEW
Iain Barnes and Sam Pitts-Tucker from Netwealth discuss generating long-term sustainable income for your retirement, followed by a Q&A session.
Too poor to retire: will the next generation be able to afford to retire?
  • Webinar
  • Nov 2018
  • ICAEW
The income of the median pensioner is now higher than the median worker and has grown at a faster rate. It’s often said current retirees have never had it so good, but will the next generation be as fortunate? Ed Smith, Head of Asset Allocation Research at Rathbone Investment Management, will help you understand the dynamics behind the UK’s estimated £66bn savings gap and the implications on the retirement plans of post baby-boomer generations.
Pension Funding and the approach to retirement
  • Webinar
  • Nov 2018
Using the case study example of SME owner, Peter Pickle, this webinar will help you get-to-grips with the complexities of the pensions regime prior to and whilst drawing benefits, so you are better equipped to both advise clients and manage your own pension savings.
More webinars

Online articles

The ICAEW Library & Information Service provides access to leading business, finance and management journals. These journals are available to logged-in ICAEW members, ACA students and other entitled users subject to suppliers' terms of use.
Exclusive What every woman needs to know about retiring
  • Article
  • 01 Mar 2024
  • Jennifer Waters
Article on the financial challenges women often face in retirement. It highlights that women typically earn less than men over their lifetimes, have less saved in retirement accounts and live longer. Provides advice on financial planning and what women need to do for a secure retirement.
Exclusive How to make your retirement money last 100 years
  • Article
  • 25 Jan 2024
  • Adam Shell
With the number of Americans living to age 100 or over projected to quadruple over the next 30 years, the author discusses how to plan for a longer retirement. Tips to help stretch retirement income are given which include working longer, securing personal finances, running financial scenarios, investing in the market and seeking professional advice.
Exclusive How the FIRE movement keeps burning in a tough economy
  • Article
  • 29 Aug 2023
  • Nathan Place
Even in a challenging economy, millions of Americans still strive for FIRE - 'financial independence, retire early'. But to keep their dream alive, they've had to change it. Instead of the early retirement part of FIRE, many are focusing on more flexible work arrangements that allow time for home life and hobbies.
Exclusive Drawing down in a pandemic
  • Article
  • 01 Aug 2020
  • Janet Kidd Stewart
Article on the financial impact of Covid-19 on retirees in the US and how the pandemic is challenging old assumptions about withdrawal strategies.
Exclusive Suddenly retired
  • Article
  • 01 Jun 2019
  • Eileen Ambrose
Offers tips on managing finances for those who leave the workforce earlier than planned. Written from a US perspective.
Exclusive Managing your wealth after you make it to retirement
  • Article
  • 18 Dec 2017
  • Gina Gallucci-White
With some people now now living more than 30 years past retirement, this article discusses how best to manage your finances. Includes tips on when to retire, investment strategy and budgeting.

Articles and books in the ICAEW Library collection

The collection of the ICAEW Library & Information Service includes a collection of articles and books on retirement and succession planning. Use the links below to see what we have available to request in our Library catalogue (Libcat).
Pension magic: how to make the taxman pay for your retirement, 2023/24
  • Library book
  • 2023
  • N.Braun
  • Taxcafe UK
This book 'shows you how to build a big retirement pot by claiming thousands of pounds of extra tax relief on your pension contributions'. Includes sections on pension contribution rules, pension freedom rules, pensions v ISAs, higher-rate taxpayers, auto-enrolment, salary sacrifice pensions, company directors, family pension planning and pension planning for the self-employed and property investors.
Retirement planning expert 2023
  • Library book
  • 2023
  • A.E.Smith
  • Quartertoten
Straightforward, practical and easy to understand information - hundreds of hints and tips to help adapt, thrive and achieve a better lifestyle in retirement.

Find more articles and books

To find out how you can borrow books from the Library please see our guide to borrowing books.

You can obtain copies of articles or extracts of books and reports through our document supply service.

Useful links

Inheritance tax: detailed information
  • Website
  • GOV.UK
Guidance from HMRC covering basic background information, trusts and specific guidance for solicitors and tax advisers.
MoneyHelper
  • Website
  • MoneyHelper
An independent non-profit organisation backed by the government, providing information and guidance on pensions (formerly known as The Pensions Advisory Service, TPAS). In addition to a wide range of news, guidance and FAQs, the site provides a useful overview of pensions leaflets and publications from a range of official bodies. Free help is available from its pension specialists via phone, email and webchat.
National Insurance and tax after State Pension age
  • Website
  • GOV.UK
Information from GOV.UK on National Insurance contributions after state pension age, age-related tax allowances and claiming back tax or National Insurance.
Pension Wise
  • Website
  • Pension Wise
A free and impartial government service to help individuals approaching retirement understand their choices under the new pensions flexibility arrangements announced in Budget 2014. Free phone or webchat appointments with a pension specialist are available for individuals aged 50 or over who have a UK-based defined contribution pension.
Plan your retirement income
  • Website
  • GOV.UK
Guidance from Gov.uk on pension planning and your pension options.
Which? Money: Pensions and Retirement
  • Website
  • Which?
Advice from Which? on financial planning, understanding pensions and other income options.
caba: approaching and enjoying retirement
  • Website
  • caba
Tips and advice from the Chartered Accountants' Benevolent Association on preparing for and managing your retirement.
Terms of use

ICAEW accepts no responsibility for the content on any site to which a hypertext link from this site exists. The links are provided 'as is' with no warranty, express or implied, for the information provided within them. Please see the full copyright and disclaimer notice.

Online tools

Check your State Pension age
  • Website
  • GOV.UK
Find out when you can start claiming your State Pension.
Check your State Pension forecast
  • Website
  • GOV.UK
Get an estimate of basic and additional state pension you may get when you claim your state pension.
Pension Tracing Service
  • Website
  • GOV.UK
An online Pension Tracing Service from the Department for Work and Pensions which is intended to help locate lost pensions.
Terms of use

ICAEW accepts no responsibility for the content on any site to which a hypertext link from this site exists. The links are provided 'as is' with no warranty, express or implied, for the information provided within them. Please see the full copyright and disclaimer notice.

Retirement Community

Free resources to help you manage the transition to retirement and make the most of your options.
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