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How has health insurance been affected by the pandemic?

Laura Miller investigates whether insurers have changed their health insurance policies and coverage as a result of the pandemic.

Private health insurance has, somewhat incongruously, experienced a high degree of impotency during the global health pandemic.

To manage the nation’s response centrally, and avoid pay-to-play queue jumping, most Covid-related illnesses have been dealt with by the NHS. During the early days of Covid when demand was at its greatest, beds in the private health sector were seconded to help relieve pressure on the NHS, and all but the most crucial treatments and procedures, private and NHS, suspended and deferred.