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Banking

Practical guidance, commentary and support on the banking sector for financial services professionals.

In this section

Carbon neutral

ESG: the risks and opportunities

During September and October, our event series will enable better understanding of environmental, social and governance (ESG) risk.

Banking Focus

SME funding and levelling up

In this two part series Dominic Lindley looks at what interventions can be made to ensure SME funding doesn’t present a barrier to growth and levelling up. This is part one. Part two will appear in the November Banking Focus bulletin.

Are economic difficulties due to bad luck or bad judgment

Writing for the Financial Services Faculty, David Smith, Economics Editor of the Sunday Times explores this question and considers it could be neither, but a consequence of the other.

Outsourcing investment: hit or miss?

Does investment outsourcing add real value for pension schemes and their members? Award winning journalist Stephanie Hawthorne weighs up the pros and cons

IFRS 9: the dog that barked too much?

When IAS 39 was replaced by IFRS 9 on 1 January 2018, it was perhaps little lamented, writes Steven Hall, Partner, Financial Services Risk Consulting, KPMG and Nicholas Mead, Director, KPMG. In a financial crisis that had manifold causes, some laid at least part of the blame for the 2008 meltdown on the ‘incurred loss’ provision model in IAS39 – inadequate, too little too late, or simply the dog that didn’t bark.

The FCA Business Plan decoded

Gavin Stewart, Director in Grant Thornton’s Financial Services Group, who spent 27 years as a regulator at the Bank of England, Financial Services Authority and Financial Conduct Authority, analyses the FCA’s Business Plan. He has written this article in a personal capacity.

IFRS 9

IFRS 9: the dog that barked too much?

When IAS 39 was replaced by IFRS 9 on 1 January 2018, it was perhaps little lamented, writes Steven Hall, Partner, Financial Services Risk Consulting, KPMG and Nicholas Mead, Director, KPMG. In a financial crisis that had manifold causes, some laid at least part of the blame for the 2008 meltdown on the ‘incurred loss’ provision model in IAS39 – inadequate, too little too late, or simply the dog that didn’t bark.

Unlocking the secrets of IFRS 9

Grant Thornton Head of Risk and Finance Assurance, Retail Banking Shuvo Banerjee looks at how the new accounting standard has impacted bank risk models.

COVID-19 and IFRS 9 expected credit losses for banks

The subjective nature of IFRS 9 Financial Instruments means banks are facing difficult decisions when it comes to applying the standard in a world grappling with the health and economic impacts of coronavirus.

Staying afloat during IBOR reform

Mark Spencer, Financial Services’ Accounting Advisory team lead at BDO, sets sail on the amendments issued by the International Accounting Standards Board (IASB) and Financial Reporting Council (FRC).

10 things in Financial Stability Report

The Bank of England's Financial Stability Report December 2019 flagged changes to the UK bank capital framework, interesting stress test results and other changes to look out for in 2020. Investors and analysts are looking at these areas to understand banks' maximum distributable amount (MDA)

Libor transition - what you need to know

Corporate governance

Pre-recorded webinars

LIBOR Transition: The Regulators' View

Watch and listen to the recording of this webinar. FCA and Bank of England, in conjunction with ICAEW Financial Services, give their perspective on LIBOR Transition.

Helpsheets

Culture and purpose in financial services

Inspiring confidence

ICAEW's Inspiring Confidence campaign explores the issues affecting consumers and financial services providers in a rapidly changing world.

Banks, insurers and investment managers play vitally important roles within society, to encourage economic development and allow individuals and businesses to save, invest, insure and make payments. We must have confidence in them. Responsible providers, responsible consumers, better regulation and better information underpin this confidence.

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Join Banking membership

Banking is fast moving and ever changing. Our unique perspective and ability to convene with stakeholders right across the financial services landscape, means we can provide you with industry insights, expert opinion, analysis and independent resources to put you ahead of the curve.